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last mo.

CBA Half-Year Profit Rises to $5.4 Billion as Dividend Lifted, Margins Tighten

The bank’s chief says inflation will likely keep pressure on interest rates after the RBA’s first increase in more than two years.

A woman walks past a Commonwealth Bank of Australia (CBA) logo displayed above a branch in Sydney, Australia, October 15, 2025. REUTERS/Hollie Adams/File Photo
CBA's revenue is expected to have grown over 5.0 per cent year-on-year to $14.81 billion. (Michael Currie/AAP PHOTOS)
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The ASX lifted 112.3 points by midday, up 1.27 per cent, to 8,979.7. (Mick Tsikas/AAP PHOTOS)

Overview

  • Cash profit rose 6% to $5.45 billion, with statutory net profit of $5.4 billion up 5% for the six months to December.
  • The board declared a fully franked $2.35 interim dividend, 4% higher than a year earlier.
  • Net interest margin slipped 4 basis points to 2.04%, reflecting intense home-loan competition and softer Treasury and Markets income.
  • Home loans grew 3.7% versus 3.5% system growth, business lending rose 6%, and household deposits increased 7.5% with 27% market share.
  • Analysts said the result beat forecasts with business banking a standout, CBA shares rose in early trade, and the update lifted bank stocks across the ASX even as valuation and margin pressure remain in focus.