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Capital One Says It Closed Trump Organization Accounts After Anti‑Money‑Laundering Review

The bank has asked a federal judge to dismiss the Trump Organization's lawsuit by saying months-long AML analysis—not political bias—drove its 2021 decision.

Overview

  • Capital One disclosed in a court filing on Friday that it closed more than 300 Trump Organization accounts in 2021 after months of review by its anti-money-laundering team.
  • The bank said it never accused the Trump Organization of illegal money laundering and that its analysts identified transaction patterns that federal guidance flags for enhanced scrutiny.
  • Capital One has moved to dismiss the amended complaint, arguing the plaintiffs rely on selective quotes and that the latest filing repeats legal flaws that led a Miami judge to dismiss two earlier complaints.
  • The Trump Organization rejects the bank’s explanation and says the closures were politically motivated, and the litigation remains active in the U.S. District Court for the Southern District of Florida.
  • The case sits inside a wider fight over alleged 'debanking' by large banks, following a August 2025 executive order aimed at limiting discriminatory account closures and a separate suit the president filed against JPMorgan Chase.