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Capital One Links Venture and Venture X Bonuses Under 48-Month Rule

A quiet terms update spotted by a Reddit user reflects banks tightening bonus eligibility.

Overview

  • New card terms state you are not eligible for a welcome bonus if you received a bonus on either the Venture or Venture X within the past 48 months.
  • The 48-month exclusion now applies across both cards rather than separately per product, ending the ability to earn both bonuses within four years.
  • Holding or having earned a bonus on the no‑annual‑fee VentureOne does not block eligibility for the Venture or Venture X, though bonuses on those higher-tier cards block the others for 48 months.
  • Frequent Miler reports there are no public data points yet showing active enforcement of the updated language.
  • The change, first flagged by Reddit user CobaltSunsets and reported by Doctor of Credit, lands as banks increasingly tighten rules to curb bonus-chasing.