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Canara Bank Q4 Profit Falls 10% as Stock Drops About 3%

Lower bad loans with rising annual profit signal healthier fundamentals.

Overview

  • Canara Bank, which posted results Monday, saw its shares slip about 3% on the BSE after the update.
  • Standalone net profit in Q4 FY26 fell 9.9% year on year to Rs 4,505.57 crore as total income eased to Rs 36,662 crore.
  • Operating profit before provisions came in at Rs 6,757 crore, and provisions dropped to Rs 992 crore, helping cushion the bottom line.
  • Asset quality strengthened as gross non-performing assets, or bad loans, fell to 1.84% and net NPA to 0.43% with provision coverage at 94.21%.
  • For FY26, profit rose 12.7% to Rs 19,186.67 crore on double-digit growth in advances and deposits, and the board proposed a Rs 4.20 dividend with a June 12 record date and a June 23 AGM after raising Rs 8,500 crore in Basel III capital bonds that count toward regulatory buffers.