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California Expands Disaster Mortgage Relief to $100,000 and 12 Months of Aid

State officials say the expansion offers a bridge through mortgage forbearance.

Overview

  • The CalAssist Mortgage Fund now provides non-repayable grants up to $100,000, extending support from three months to a full year.
  • Income eligibility was broadened, including a $281,400 cap in Los Angeles County and $255,000 in Butte County, with county-by-county limits posted online.
  • The program has disbursed $6.5 million to 793 recipients so far, largely survivors of the Palisades and Eaton fires.
  • Homeowners who received the initial three months may apply for an additional nine months, with funds paid directly to mortgage servicers.
  • Eligibility covers homeowners affected by disasters from January 2023 through January 2025, with coordination from 160-plus lenders and applications available at calassistmortgagefund.org.