Overview
- The Department of Financial Services will inject the capital in three tranches: ₹3,000 crore in FY2025-26 and ₹1,000 crore each in FY2026-27 and FY2027-28 at the prior year’s book value.
- The first tranche is slated at a book value of ₹568.65 per share as of March 31, 2025, according to the government release.
- Beneficiaries are projected to rise from 76.26 lakh at end-FY2025 to about 102 lakh by FY2028, adding roughly 25.74 lakh MSME borrowers.
- Based on official MSME employment data, the government estimates the expanded lending could support about 1.12 crore jobs by FY2027-28.
- The infusion is expected to help SIDBI maintain CRAR above 10.5% under high stress and above 14.5% under Pillar 1 and Pillar 2, while enabling branch expansion and new digital products such as working capital, invoice discounting, sector-specific and machinery loans, and venture debt.