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Bundesbank Posts €8.6 Billion 2025 Loss as Transfers to Federal Budget Stay Suspended

Higher interest costs on bank deposits outpaced returns on legacy bond holdings, yet soaring gold valuations leave the balance sheet robust.

Overview

  • No profit transfer to the federal budget will be made for the sixth consecutive year.
  • The cumulative balance‑sheet loss stands at €27.8 billion after the reduced 2025 shortfall.
  • Valuation reserves climbed to €388 billion as gold holdings were marked at about €395 billion, lifting net equity to €363 billion.
  • The ECB also reported a 2025 loss of roughly €1.25 billion, resulting in no distributions to national central banks.
  • The Bundesbank expects another deficit in 2026 even as earnings improve, with 2025 net interest income at –€4.2 billion after an €8.9 billion improvement from the prior year.