Overview
- Official data for April 2026 show 5,472 property deeds in the City of Buenos Aires, virtually unchanged from April 2025, while mortgage-backed deeds fell to 609, a 48.9% drop that left mortgages at about 11.1% of transactions.
- The total value of April transactions rose to ARS 861,110 million and the average deed was ARS 157,366,631, but the average price measured in US dollars fell 2.5% year on year.
- Mortgage participation also fell month to month from roughly 15% to 11.1% as banks tightened underwriting and higher interest rates reduced borrower capacity.
- Lending has become highly concentrated, with Banco Nación providing the bulk of new mortgages and BBVA the main private lender, leaving many buyers to rely on cash or prior savings.
- The first four months of 2026 mirror 2025 totals and experts warn that without new private financing products or policy incentives the market will stay dependent on cash buyers and limit access for middle‑income households.