Brazil Unveils Five-Year Alliance to Fight Digital Banking Fraud

Overview

• The Justice Ministry formally launched the joint Action Plan on Dec. 3 in Brasília with Minister Ricardo Lewandowski and leaders from FIN, Febraban and Zetta.
• The roadmap sets 23 prioritized measures over 60 months across six pillars spanning prevention, enforcement, data sharing, training, victim support and public awareness.
• Initial deliveries include the “Sofri um golpe” portal on Gov.br with step‑by‑step guidance, a 41‑item fraud typology to unify classification, and a public data panel on incidents.
• Implementation is organized in waves, with near‑term steps running through April 2026 such as BC PROTEGE+ for account‑opening safeguards, stronger phone‑line verification and expanded transaction traceability.
• The alliance links federal bodies including the Central Bank, Coaf, Receita Federal, ANPD, Anatel and the Federal Police with finance and tech associations, as Brazil ranks second globally in attempted digital banking fraud according to Febraban.