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BMO Sets Five-Year Plan to Add 150 U.S. Branches, Most in California

New in-person financial centres will bundle retail, commercial, wealth services to deepen client relationships.

Overview

  • The bank will open more than 130 locations in California and about 15 in Arizona over the next five years as part of a roughly 150-branch U.S. expansion.
  • The 2026 rollout includes three sites in Greater Los Angeles, two in the San Francisco Bay Area and two in San Diego, with Arizona growth focused on Phoenix and Tucson.
  • The additions would lift BMO’s California footprint by more than 50% from its current base of over 220 locations, with some reports pegging the increase at nearly 60%.
  • The push follows BMO’s October move to sell 138 branches to First Citizens Bank to refocus resources on higher-growth markets in the U.S. West.
  • BMO says the new centres will offer advice-led, face-to-face service across banking and wealth, with several hundred jobs expected over the buildout.