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BitGo and ZKsync Join to Offer Banks a Tokenized Deposit Stack

The plan gives lenders a compliant way to move money on blockchain rails without using stablecoins.

Overview

  • BitGo and ZKsync announced a partnership to give banks a full system to issue, transfer, and settle tokenized deposits.
  • The stack pairs BitGo’s institutional custody and wallet tools with Prividium, ZKsync’s permissioned blockchain built for regulated firms.
  • The companies said regulated institutions are piloting the setup now, with a broader production rollout targeted for later this year.
  • The platform promises 24/7 availability, real-time settlement, and programmable payments that can run on preset rules.
  • Tokenized deposits keep customer money inside the banking system, which offers an onchain option that sidesteps stablecoins and eases banks’ concerns about deposits shifting to yield-bearing tokens.