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Bipartisan Senate Bill Would Require Social Platforms to Verify Advertisers and Curb Scam Ads

The proposal empowers federal and state enforcers to hold companies liable if they profit from fraudulent ads without taking reasonable steps to stop them.

Overview

  • Senators Ruben Gallego and Bernie Moreno introduced the Safeguarding Consumers from Advertising Misconduct (SCAM) Act on February 4.
  • Platforms would have to verify advertisers’ government-issued ID or a business’s legal existence and promptly review reports from users or authorities.
  • Noncompliance would be deemed an unfair or deceptive practice under the FTC Act, enabling enforcement by the FTC and state attorneys general.
  • The bill draws support from the American Bankers Association and AARP, with sponsors citing FTC estimates of nearly $19 billion in consumer fraud losses in 2024.
  • Sponsors referenced Reuters reporting on Meta’s internal estimates that about 10% of its 2024 revenue came from scam or illicit ads, a figure Meta disputes.