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Binance Research Projects Crypto Could Bring $2 Trillion and 300 Million New Equity Investors by 2031

The report says stablecoin settlement with fractional tokenized shares can cut cross‑border costs enough to unlock retail demand in emerging markets.

Overview

  • Binance Research published its analysis in early June 2026 and laid out a base case that crypto exchanges could route about $2 trillion and roughly 300 million new retail investors into global equities by 2031.
  • The report includes a bullish scenario that raises the upper bound to as much as $5 trillion of annual incremental equity capital over the next five years under stronger adoption assumptions.
  • Binance estimates stablecoin settlement can cut average cross‑border off‑ramp costs by about 3.6%, roughly $40 per transaction, and argues 24/7 trading plus fractional shares lower entry barriers for underbanked buyers.
  • Company moves reported by multiple outlets show Binance planning commission‑free fractional trading of more than 7,000 U.S. stocks and a proposed bStocks tokenization feature for eligible users, but those product plans remain reported proposals rather than confirmed global rollouts.
  • Adoption depends on concrete regulatory permission, custody arrangements, liquidity depth and eligibility rules, and the report notes that most current demand originates in emerging markets where 93% of Binance’s stock‑trading users are based.