Overview
- Bilt rolled out Card 2.0 with three products—the no-fee Blue, $95 Obsidian, and $495 Palladium—in partnership with Cardless.
- The published “Eligible Purchases” terms confirm no rewards on tax payments or purchases made via online resale marketplaces such as eBay or Facebook Marketplace.
- Standard non-earning categories also apply, including balance transfers, cash advances, prepaid and gift cards, person-to-person payments, cryptocurrency, various fees and interest, gambling, and check access.
- Writers note that major issuers typically award rewards on tax payments, highlighting Bilt’s stance as unusual and prompting member frustration over carve-outs.
- Reporters say Bilt has not responded to requests for clarification on how marketplace exclusions will be defined or enforced, and they are monitoring for updates.