Overview
- The bill proposes loans up to $1,500,000, automatically indexed to the Salario Mínimo Vital y Móvil.
- The rate would be TAMAR plus 10 percentage points, with installments capped at 30% of net income.
- Borrowers could only extinguish existing debts, with ANSES transferring funds directly to declared creditors.
- Applications would run 100% digitally via Mi ANSES with automatic audits and BCRA cross‑checks to verify debts and payments.
- Eligible groups include SIPA retirees and pensioners, AUH/AUE and PNC beneficiaries, registered domestic workers, and monotributistas in categories A–D; supporters say the reach could exceed ten million people, while the program awaits passage in Deputies and the Senate for a possible launch in the second half of 2026.