Overview
- NPCI BHIM Services Limited launched Full Delegation within UPI Circle on the BHIM app, now live for users who update to Version 4.0.10.
- Primary account holders can set a monthly cap up to Rs 15,000 and choose a validity period up to five years after verifying the delegate’s identity and confirming with a UPI PIN.
- Authorised secondary users can make UPI payments from the primary account after a brief cooling period without linking their own bank account.
- NBSL positions the feature for real-world use in households and small businesses, including managed spending for seniors, children, and operational expenses by staff.
- Rediff reports a primary account can delegate to up to five users, with each secondary user linked to only one primary account.