Overview
- Creditreform’s Schuldneratlas counted more than 305,300 Berlin adults as over‑indebted on Oct. 1, 2025, about 1,700 more than a year earlier, defined as a permanent inability to meet financial obligations.
- District rates were highest in Spandau (12.81%), Neukölln (12.42%), and Mitte (11.92%).
- The lowest shares were recorded in Steglitz‑Zehlendorf (6.42%) and Pankow (7.65%).
- Creditreform reports the prior easing in consumer indebtedness has stalled as relief from restrained consumption fades and higher living costs plus rising unemployment increase household strain.
- The Schuldneratlas is based on anonymized data drawn from official registers, online merchants, and other sources.