Overview
- She reports earning ₹3 lakh monthly and spending about ₹2.12 lakh on fixed costs and investments, excluding travel.
- Housing-related outlays total ₹25,000 a month, with ₹20,000 rent that includes utilities and ₹5,000 for domestic help.
- She pays a ₹30,000 monthly EMI for an apartment purchased for her parents, describing it as a family-driven commitment.
- Investments include ₹1 lakh per month in SIPs, an existing six-month emergency fund, and occasional gold purchases.
- Discretionary spending includes ₹8,000 on groceries, ₹2,000 on dining out, ₹12,000 for a gym and trainer, ₹300 on streaming, minimal commute costs, and roughly ₹7 lakh spent on travel in 2025.