Overview
- The Banco Central de la República Argentina posted an official bank‑by‑bank list of 30‑day Tasa Nominal Anual rates on June 3, 2026, providing a single reference for comparing short‑term peso fixed deposits.
- Large, established banks cluster in the mid‑teens TNA — examples include Banco Nación at 19% and Banco Provincia at 19.5% — while several digital and regional lenders report offers around or above 23%.
- Banks commonly pay higher rates for deposits made through home banking or apps than for in‑branch placements, which can change net returns by thousands of pesos on typical 30‑day investments.
- Plazo fijo remains a widely used, low‑risk savings tool in Argentina because it preserves capital and offers predictable short‑term income even though margins have narrowed since 2024 deregulation and the current administration took office.
- The published dispersion matters for savers and bank funding: customers should check the BCRA table and bank channels before placing funds, and analysts expect rates to keep shifting as banks compete to attract deposits.