Overview
- The Banco Central de la República Argentina published an official bank-by-bank table of 30-day peso plazo fijo rates on Tuesday, July 21, 2026, providing a single public reference for consumers.
- Major banks generally quote nominal annual rates around 16–19.5% TNA for 30-day peso deposits while several smaller banks and finance firms report higher TNAs near 22–23%, creating material differences in short-term returns.
- Banks frequently price by channel so online or electronic placements pay more than in-branch operations, for example Banco Nación shows about 16.5% in person and roughly 19.25% when done electronically.
- Dollar-denominated 30-day plazos fijos pay negligible yields in comparison, with Banco Nación offering about 1.6% TNA, so USD deposits add almost no monthly income for savers.
- Savers must convert TNAs into actual 30-day interest and compare those nominal returns with inflation to judge real purchasing-power gains, and many are using the BCRA table to shop across banks and channels.