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last mo.

BCRA Publishes 30-Day Time-Deposit Rates by Bank, From 20.5% to 27%

Banks set their own yields after the minimum floor was scrapped.

Con tasas que todavía compiten, el plazo fijo permite ganar $330.000 en solo 30 días (Imagen ilustrativa).
El plazo fijo permite generar una buena ganancia al mes con una inversión de $360.000 (Imagen ilustrativa).

Overview

  • The central bank’s Dec. 19 table shows 30‑day TNAs clustered between 20.5% and 27%, with levels largely unchanged from the prior week.
  • Banco Nación pays 22.5% TNA for online placements versus 20.5% at branches, underscoring higher digital-channel yields.
  • Among major banks, published TNAs include Macro 25%, ICBC 23.5%, Credicoop 23%, Nación 22.5%, Provincia 22%, BBVA/Galicia/Santander 21%, and Ciudad 20.5%.
  • Top advertised offers near 27% come from smaller or digital players such as CMF, Meridian, Voii, Crédito Regional and Reba.
  • At 22.5% TNA, $360,000 returns $6,657.53 in 30 days, while earning roughly $100,000 requires about $5.5 million and targeting $330,000 needs about $17.1 million, according to Banco Nación’s simulator.