Overview
- Argentina’s Central Bank table, published Monday, lists big-bank TNAs for 30‑day pesos near 15% to 19.5%, including Banco Provincia at 19.5%, BBVA at 18.75%, Galicia at 18.25%, Nación at 17.5% online, and Santander at 15%.
- Smaller and digital lenders post far higher offers to pull in deposits, with several quoting about 22% to 24% for 30 days to non‑clients.
- Banco Nación cut its digital rate to 17.5% and its simulator shows a saver needs roughly ARS 25.73 million to earn ARS 380,000 in 30 days at that rate.
- Typical TNAs have slipped from levels above 25% seen early 2026 as monthly inflation cooled to about 2.6% in April.
- Market surveys point to UVA fixed terms outperforming through at least August because returns track CPI, though these deposits usually lock money for about 90 days and many savers still favor the simpler 30‑day option.