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BBVA Spark Lifts Aplazo Credit Line 40% to $50 Million

The bank–fintech deal signals a push to grow buy-now, pay-later access for Mexicans who lack traditional credit.

Overview

  • Aplazo, which announced the extension Tuesday, lifted its BBVA Spark credit line 40% to $50 million after a $35.5 million facility in February 2025, according to El Economista.
  • The company says the funds will speed its expansion and open installment plans to more shoppers who do not have credit cards.
  • BBVA Spark, BBVA’s unit for high‑growth companies, presents the move as support for financial innovation in Mexico with a focus on inclusion.
  • Aplazo reports more than 300,000 monthly app downloads, millions of users, and over 15,000 merchant partners across online and in‑store checkout.
  • Research cited by the firms says over 60 million Mexican adults need credit and projects the BNPL market to grow from $3.98 billion in 2025 to $13.85 billion by 2031.