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BBB Warns of Rising 'Ghost Tapping' Scam Targeting Tap-to-Pay Users

Portable readers plus hurried taps enable unauthorized contactless payments.

Overview

  • The Better Business Bureau says reports of the scheme are increasing, with multiple incidents logged on its Scam Tracker.
  • Fraudsters may bump victims with a wireless reader, pose as vendors at events, or solicit small donations before charging a much larger amount.
  • One Scam Tracker post described door-to-door solicitations that led to charges of $537 and $1,100, with the culprit shifting neighborhoods to avoid detection.
  • BBB experts warn scammers often rush the tap process and place small test charges to evade automated fraud alerts, so consumers should verify the merchant and total before tapping.
  • Consumers are advised to monitor accounts, consider RFID-protective wallets or disabling NFC in crowded settings, and promptly report unauthorized charges to their bank and the BBB.