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BBB Warns of 'Ghost Tapping' Scam Targeting Tap-to-Pay Users

Reports describe wireless charges in crowds or at fake vendor setups.

Overview

  • The Better Business Bureau says criminals are using portable NFC readers to initiate unauthorized contactless charges on cards and mobile wallets.
  • Reported tactics include crowd bumping, pop-up or festival stands, rushed taps that obscure the amount, and door-to-door solicitations.
  • BBB Scam Tracker entries detail losses ranging from small debits to hundreds of dollars, including $537, $1,100 and a $100 Missouri case.
  • Scammers often start with small charges to slip past bank fraud detection, so victims may notice days or weeks later.
  • Officials urge enabling instant transaction alerts, using RFID-blocking sleeves, verifying the merchant and amount or using chip or swipe in risky settings, contacting your bank immediately, and filing a report with the BBB, which is continuing to gather cases.