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Bank of Punjab Confirms Record 2025 Profit as Deposits Top Rs2 Trillion

The outperformance reflects an 84% jump in net interest income.

Overview

  • The board approved audited 2025 results showing pre-tax profit of Rs35.80 billion, a 46% year-on-year increase.
  • Operating profit before provisions climbed 99% to Rs40.74 billion.
  • Total deposits surpassed Rs2 trillion, driven by a 34% rise in current accounts to Rs476 billion.
  • The board declared a final cash dividend of Rs1.50 per share, in addition to the Rs1.00 interim dividend for 2025.
  • Operational metrics improved, with a cost-to-income ratio of 59.65% and more than 78% of transactions conducted through digital channels.