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Bank of Korea Joins Project Agora Live Tests of Tokenized Reserves

Proving atomic, multi-currency settlement with tokenized central-bank reserves, the trials still lack direct links to national RTGS and core-banking systems required for production.

Overview

  • The Bank of Korea, which took part in live Project Agora trials on Thursday, confirmed the prototype’s core functions and business processes ran stably during multi-currency settlement tests.
  • Participants including about 28 institutions processed roughly 800,000 Swiss francs across 17 payment scenarios that used six currencies and demonstrated atomic settlement mechanics.
  • For a domestic test the BOK issued, transferred, and redeemed 20 million won in tokenized reserves by manually linking its Project Hangang ledger to the Agora platform to validate interoperability.
  • KB Kookmin Bank completed a yen-denominated deposit-token payment test with Japan’s MUFG Bank, making it the first South Korean commercial bank to finish an overseas deposit-token trial.
  • The exercise showed prototype-level interoperability using ISO 20022 messaging and average settlement times near 80 seconds, but firms and central banks said they need automated RTGS/core-banking integration, further scenario testing, and regulatory and security reviews before any production rollout.