Overview
- The platform went live on January 12 and is accessed via the bank’s site and +Hogares, with deed signing as the only in‑person step.
- Applicants submit all documentation online and receive personalized proposals on amount, rate, and term in less than a day.
- A built‑in channel lets real estate agencies list homes verified as eligible for financing, and approved borrowers can choose from those properties.
- All applications are reviewed by a centralized specialist team that guides customers through the process to reduce delays.
- Banco Nación reports more than 20,000–22,000 mortgages granted as lending surged in 2025, with loans financing up to 75% of a home’s value at roughly 6% plus UVA, though tighter scoring and some provincial rules still limit access.