Overview
- Banco Nación is offering a retiree loan line with amounts from ARS 100,000 up to ARS 50,000,000 and repayment terms of up to 72 months using equal monthly payments under the French amortization method.
- Installments are debited automatically from the savings account where the pension is credited and the bank says monthly payments cannot exceed a quota tied to the benefit, reported as up to 35% of the pension.
- The bank also markets an immediate 'adelanto de haberes' advance for pension customers with amounts from ARS 50,000 to ARS 1,000,000 that is paid instantly and repaid in a single automatic deduction on the next pension deposit.
- Eligibility requires receiving the pension at Banco Nación and excludes non‑contributory and other social pensions linked to the Ministry of Development Social even when paid through ANSES.
- May coverage shows notable price dispersion across lenders with example rates for Banco Nación varying by client package and other banks such as Banco Galicia and BBVA publishing different segmented rates that materially change the cost of borrowing.