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Banco Macro, Fintech Digital to Acquire Banco Sáenz in 50/50 Deal

Regulatory clearance will determine timing of a plan to use Banco Sáenz as a platform for wallet-led financial services.

Overview

  • Banco Macro and Fintech Digital signed an agreement to buy 100% of Banco Sáenz, splitting ownership equally after purchase from sellers Liliana Mónica Frávega, Facundo Frávega and Luciano González-Lobo.
  • The agreed price will equal Banco Sáenz’s net equity in pesos to be set before closing plus US$2 million; the bank’s last reported net equity was ARS 25,261 million at end-2025.
  • The move complements Macro’s January purchase of a 50% stake in Personal Pay with Telecom Argentina, extending its push to blend traditional banking with a digital wallet ecosystem.
  • Closing is subject to approval by Argentina’s Central Bank, and until clearance Banco Sáenz remains operationally independent with no immediate changes for Personal Pay users.
  • Reports identify Fintech Digital as linked to Mexican investor David Martínez, a major shareholder of Telecom Argentina, highlighting the bank–fintech–telecom alignment behind the deal.