Overview
- The bank’s mobile app shifted from viewing balances to making transactions after a nationwide update that enables SPEI transfers (interbank), CoDi QR payments in stores and DiMo phone-number transfers.
- Access extends to anyone with an active Banco del Bienestar account, including recipients of federal pensions, scholarships and other social programs who have long faced lines at branches and ATMs.
- Users need the latest Android or iOS version of the official app to see the new menus, then sign in and confirm their account is activated for digital use.
- Some accounts are being enabled in stages, so features may appear over several days, and outlets report a daily cap near 1,500 pesos as the bank manages risk during rollout.
- By tapping Banco de México’s payment rails used across private banks, the public lender brings benefits accounts into real-time transfers and QR checkout, which can cut cash use and save trips for older adults and students.