Overview
- Cotality reports the national median dwelling value reached A$888,941 after a 1% monthly rise in November.
- Growth was strongest in mid-sized capitals, with Perth up 2.4%, while Sydney rose 0.5% and Melbourne 0.3%.
- A higher inflation pulse has pared back expectations of further Reserve Bank rate cuts, and auction clearance rates have slipped below the decade average.
- APRA will limit loans with debt-to-income ratios above six to 20% of new lending from February, curbing high‑leverage borrowing at the margin.
- Households made a record A$51.6 billion in extra mortgage repayments over the past year, as rents kept climbing and vacancy rates hovered near 1.5%.