Overview
- France Assureurs reported Monday that gross contributions to assurance‑vie hit €17.6 billion in April, the highest April figure on record.
- Net inflows for April were €5.2 billion and the year‑to‑date net intake reached €24.7 billion, the largest first‑third‑of‑year total in 20 years.
- Since January, contributions have totaled €74.5 billion, a 12% rise versus the same period in 2025 as savers seek higher yields.
- Demand for riskier unités de compte remains strong and the banking regulator ACPR has warned that some structured UC products are complex, costly, and could cause losses if markets correct.
- Insurers say they have improved disclosure and risk indicators for policyholders but savers must weigh tax differences, product fees, and a pending Bank of France decision on Livret A rates that could shift flows again.