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Arizona Erases More Than $1 Billion in Medical Debt

A $30 million COVID-19 relief allocation bought qualifying balances through nonprofit Undue Medical Debt, and mailed notices to affected households will start going out this week.

Overview

  • State officials say the program used a $30 million allocation to purchase and forgive medical bills, with the nonprofit buying debt from providers for pennies on the dollar.
  • The relief targets households that earn at or below four times the federal poverty level and owe at least 5% of their annual income in medical bills, and there is no application required.
  • Officials have described the $30 million as able to leverage far more in erasures, with program leaders noting the funding can erase multiples of its cash value.
  • Recipients will be notified by mail beginning this week, and beneficiaries report tangible effects such as reduced financial stress and the ability to work on credit recovery.
  • The initiative began as a partnership with RIP Medical Debt, now Undue Medical Debt, and officials say the erased amount represents a large share of the state’s previously estimated total medical debt.