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5mo ago

Argentine Fixed-Term Deposit Rates Settle in High‑20s as Online Offers Top 33%

A post‑election push to normalize the peso market prompted cuts, steering savers toward higher‑paying online placements.

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Cambió el plazo fijo y ahora un depósito de $240.000 a 30 días genera un nuevo rendimiento (Imagen ilustrativa).
Con cambios en las tasas de interés, se modificó la ganancia final que deja un plazo fijo a 30 días (Imagen ilustrativa).
Despejá dudas con el plazo fijo y enterate dónde te conviene hacerlo: ¿vía web o home banking?

Overview

  • The BCRA’s comparator for November 19 shows 30‑day peso TNAs mostly clustered around 24%–30%, with a market reference near 27% and little change over recent days.
  • Among major banks, current TNAs include Banco Nación at 27%, Provincia 28%, Macro 30%, Santander 25%, Galicia 24%, BBVA and Ciudad 26%, and ICBC 28%.
  • Smaller and non‑major institutions lure funds with online TNAs above 32%, led by Meridian and Voii at 33.5%, Reba and Crédito Regional at 33%, and BICA, CMF, Mariva and Córdoba at 32%.
  • Digital channels pay more than branch placements, exemplified by Banco Nación’s 27.0% TNA online versus 22.5% in‑branch, a gap that meaningfully changes 30‑day returns.
  • Dollar fixed‑term yields remain low but have ticked higher at some banks, with Banco Nación reported at 2.5% annually, which would pay about $16.67 on a US$8,000 deposit in 30 days.