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Argentine Banks Move to Issue Peso Stablecoins Through Crypto Subsidiaries

Built through licensed virtual-asset units outside banks, the projects seek to digitize peso cash management for corporate treasuries and could broaden on-chain peso settlement if regulators allow greater bank participation.

Overview

  • A report shows two Argentine banking groups are developing peso-backed stablecoins through separate licensed virtual-asset subsidiaries to serve institutional clients rather than retail users.
  • BIND is building its token via BEN and has linked BEN to Circle for institutional USDC access, while Petersen’s DIPE has published a whitepaper and is using Lirium for technical support.
  • The projects are structured to stay outside the Central Bank’s May 2022 ban on banks offering crypto services by routing activity through nonbank crypto units.
  • Both tokens are being designed for programmable treasury uses such as automated payments, collateral management, and on-chain settlement for corporate treasuries.
  • Regional stablecoin investment and infrastructure growth, including reported Tether and Circle activity in Latin America, may speed adoption but formal regulatory clarity and securities rulings remain key near-term hurdles.