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6mo ago

Argentine Banks Lift 30-Day Deposit Rates to 54% as Market Reprices in Days

The Central Bank’s table highlights wide gaps across banks and channels after minimum‑rate deregulation.

Clase media (Nano Banana)
El plazo fijo es una opción tentadora para ahorrar los pesos.
Las tasas de interés sufrieron un aumento durante los últimos días.
Cuánto se gana con una inversión de $650.000 a 30 días

Overview

  • Sector averages jumped from about 35.87% to roughly 44% TNA in roughly a week, according to industry surveys and media compilations of bank quotes.
  • Regional and digital players including VOII, CMF, Bica, Meridian, Crédito Regional and Reba are advertising top 30‑day rates around 52–54%.
  • Banco Nación offers 44% TNA for online deposits versus 34% in branches, and its simulator estimates about $2.8 million is needed to earn $100,000 in 30 days online.
  • A 44% TNA equates to an effective monthly return near 3.66%, which exceeds INDEC’s latest reported monthly inflation of 2.1% for September.
  • Non‑bank alternatives show even higher nominal returns, with remunerated wallets and money‑market funds reporting TNA in the 57–61% range.