Overview
- On March 11, BCRA data show Banco Macro at 27% TNA, Nación and Provincia at 25%, Santander, Galicia and BBVA at 23%, ICBC at 24.8% and Banco Ciudad at 21% for 30‑day deposits.
- The system average for 30‑day rates sits around 25% TNA, slightly below the roughly 26% level reported last week.
- Smaller banks and financial firms list 30–33% TNA for online placements to non‑clients, including Banco CMF, Banco Voii and Crédito Regional at 33%, Meridian at 32% and BICA at 31%.
- Banks commonly pay more for digital placements than for in‑branch operations, with a simulator showing 25% TNA online versus 20.5% in person for a 30‑day deposit.
- Plazo fijo remains a low‑risk, predictable option that guarantees a known nominal return over 30 days, though current yields often trail inflation.