Overview
- - On March 13, the central bank released an updated table of 30‑day peso deposit rates, showing offers that span from the low‑20s to the low‑30s TNA depending on the bank.
- - Market coverage places the current average nominal annual rate near 24.5%, a slight decline from roughly 25% reported the previous week.
- - Banco Nación’s official simulator indicates higher yields for deposits made via home banking or apps than for the same placement done in a branch.
- - Recent simulations illustrate typical returns: $1,400,000 at 24.5% TNA earns about $28,191.78 in 30 days, $600,000 online at roughly 25% TNA yields about $12,328, and $1,300,000 at 24.5% TNA returns about $26,178.
- - Posted TNAs vary by institution, with examples including Nación 24.5%, Provincia 25%, Macro 26%, Santander/Galicia/BBVA 23%, ICBC 24.8%, and higher offers such as Meridian and Voii near 32% and CMF about 32.5%; rates are subject to frequent change, so checking the BCRA table and bank simulators is advised.