Overview
- - The average 30‑day TNA is near 24.5%, a slight dip from roughly 25% last week, based on March 16–17 readings.
- - Leading banks show mid‑20% offers: Nación 24.5%, Provincia 25%, Macro 26%, ICBC 24.8%, Santander/Galicia/BBVA 23%, Ciudad 21%.
- - Smaller institutions list markedly higher TNAs of around 30–32.5% for online placements, including BICA 31%, Meridian 32%, CMF 32–32.5%, Voii 32%, and Crédito Regional 32.25%.
- - Rates vary by channel, amount and whether the depositor is a client, with many banks paying more for home‑banking placements, so shoppers are urged to compare.
- - Example returns at current levels: $500,000 at a 24.5% TNA earns about $10,000 in 30 days and $1,000,000 yields roughly $20,137, with posted offers updated daily on the BCRA site.