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6mo ago

Argentina’s 30‑Day Peso Deposit Rates Stay Elevated, With Top Offers at 54% and Major Banks Near 44%

Banks set their own 30‑day rates after the BCRA scrapped the floor in 2024, creating a wide spread across offers.

Con tasas que llegan al 54%, el plazo fijo se mantiene "arriba", con buenas ganancias (Imagen ilustrativa).
Los inversionistas sigue acercándose al plazo fijo (Imagen ilustrativa).
Con leves cambios en las tasas de interés, el plazo fijo se mantiene con buenos rendimientos para los ahorristas (Imagen ilustrativa).
Con tasas que superan el 50%, invertir en un plazo fijo puede generar ganancias rápidas y seguras en solo 30 días (Imagen ilustrativa).

Overview

  • On Thursday, October 23, the BCRA’s daily table shows 30‑day nominal annual rates ranging roughly from 30% to 54% across banks.
  • Large lenders such as Banco Nación and Banco Macro quote about 44% for electronic deposits, with some big banks making modest trims this week.
  • Regional and smaller institutions including VOII, CMF, Meridian, Bica and Crédito Regional lead with top posted TNAs around 54%, in several cases available to non‑clients.
  • Rates vary by channel, with higher yields online than in branch; Banco Nación lists roughly 34% in‑person versus 44% via homebanking, confirmed by its official simulator.
  • Outlets continue publishing concrete return calculations for targets like $100,000 to $350,000 at 30 days, framing fixed terms as predictable and covered by the deposit‑guarantee scheme.