Overview
- As of Tuesday, February 3, the central bank’s table shows top online 30‑day TNA at 33.5% from Banco de Comercio and Crédito Regional, with Meridian and Voii at 33.25% and BICA at 33%.
- Major public and private lenders cluster in the mid‑20% range, including Provincia and Macro at 27%, Nación at 26%, Galicia at 24%, Santander near 23% and BBVA around 22–23%, with Hipotecario listed near 27.5%.
- The gap between the best and worst offers exceeds 12 percentage points, and BCRA publishes daily bank‑by‑bank rates for online placements, including options for non‑clients.
- Illustrative returns vary sharply: a 30‑day deposit of 1,000,000 pesos yields about 21,370 pesos at 26% TNA versus roughly 27,534 pesos at 33.5% TNA.
- Simulators highlight required capital for monthly goals, with Banco Nación indicating about 11.27 million pesos is needed to earn roughly 250,100 pesos in 30 days at current electronic rates.