Overview
- Average nominal annual yields now hover near 23% after several banks trimmed 30‑day fixed‑term rates by about one to two points in recent days.
- Central bank data show large lenders clustered in the low‑ to mid‑20s TNA, with examples including Banco Hipotecario and Banco Provincia at 25%, Macro at 24%, ICBC at 23.15%, and Banco Nación at 23%.
- Rate dispersion remains wide as some institutions promote higher payouts, with listings around 28% to 30% TNA from players such as Meridian, Voii, Reba, and Crédito Regional.
- Banco Nación lowered its dollar fixed‑term yield to 2.00% a year for online deposits and 0.75% in branches, reducing returns on one of the market’s most followed dollar offers.
- For savers weighing real gains, a 23% TNA translates to about $28,356 in interest on $1,500,000 over 30 days, a calculus many now compare against inflation using the central bank’s public rate table.