Overview
- The central bank’s table for Friday shows major banks paying 15%–19.5% TNA on 30‑day deposits, with Banco Provincia at 19.5% and Banco Nación near 18.5% online.
- Channel differences matter, as Banco Nación lists 18.0% in branch and 18.5% for home banking, which nudges users to go digital.
- Smaller lenders and fintechs advertise higher returns for non‑clients, with names like Reba, Crédito Regional and VOII near 24%–25% TNA.
- At those rates the monthly yield is roughly 1.2%–1.6%, so many deposits lose ground to March’s 3.4% rise in prices.
- Banco Nación’s simulator shows the scale required, such as about AR$22.45 million to earn AR$350,589 in 30 days and roughly AR$50.45 million for AR$850,000.