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ARCA Expands Health-Sector Payment Plan and Sets New Regime for Insolvent Companies

The regulations are meant to preserve health services and improve state debt recovery by widening eligibility, extending deadlines and offering longer, lower-cost installment options.

Overview

  • On Friday, July 3, 2026 ARCA published two resolutions: RG 5874, which took effect on publication and widens the health plan, and RG 5873, a new regime for companies in concurso or bankruptcy that starts on July 15, 2026.
  • RG 5874 extends the special payment plan from just inpatient facilities to all health providers, creates a new registral code 533 for the sector and renames the scheme “Plan Especial Sector Salud - Obligaciones vencidas al 31/05/2026”; the deadline to join was pushed to October 30, 2026.
  • RG 5873 replaces the prior regime for insolvent firms and broadens who can apply by including debtors, responsible co-payers and certain third parties such as buyers or continuators of businesses in crisis.
  • Both regimes set firm financing rules: up to 120 monthly installments for tax, customs and social-security debts, up to 60 for personal contributions and with a financing rate equal to 50% of the statutory penalty interest; monthly payments must be at least ARS 50,000 and large plans face extra conditions like limits on dividend payments.
  • Access will require an active CUIT, a constituted electronic tax address, submitted tax returns and a CBU for debit, while the rules explicitly exclude items such as most social-security fund contributions, ART quotas and certain export reimbursements and bar applicants whose responsible parties have final convictions for tax or customs crimes.