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Apple Files Response Challenging Fintiv Trade‑Secret, RICO Suit Over Apple Pay

The case remains stalled for lack of service.

Overview

  • Apple submitted its filing on October 28 despite not being served, saying it aims to move the matter forward.
  • The company argues Fintiv knew the core facts since 2014 and waited until August 2025 to sue after losing its patent case, so the claims are time‑barred.
  • Apple contends Fintiv’s earlier patent publicly disclosed the technology now labeled as secret, which would preclude trade‑secret protection.
  • Apple says the Georgia racketeering count simply repackages the trade‑secret theory, fails to allege a proper enterprise or pattern, and should be dismissed.
  • Apple notes two former CorFire employees cited by Fintiv joined in 2015, after Apple Pay’s 2014 launch, which it says undercuts causation allegations.