Overview
- Argentina’s program for retirees now spans more than 7,000 merchants and 12,000 points of sale, with typical 10% off at supermarkets and up to 20% on cleaning and personal care items.
- Savings show up either as a discount on the receipt or as a later refund, and buyers must pay with the debit or credit card linked to the account where they receive their ANSES benefits.
- Banco Nación offers 30% back on supermarket and wholesaler purchases made through MODO in the BNA+ app with a $12,000 weekly cap that can total $120,000 per person over the promotion.
- Retirees who are paid at Banco Nación get an extra 5% back using BNA+ MODO with a $5,000 weekly limit and a $20,000 monthly cap.
- Major chains include Carrefour, Coto, Jumbo, Disco, Vea, La Anónima, Día, Chango Más, Josimar, and Toledo, with terms that vary by store such as a 10% discount capped at $35,000 at Carrefour, a $2,000 per-transaction refund cap at Día, a 20% no-cap offer at Toledo, and a Jumbo QR refund of 20% on set days with a $25,000 monthly limit per bank.