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Amex Hikes Platinum Card Spend Requirement to $12,000, Bonus Unchanged

The 50% jump realigns Amex's six-month threshold with rival premium cards that require $6,000 in three months.

Overview

  • The consumer Platinum Card’s public welcome offer now requires $12,000 in purchases within six months, up from $8,000.
  • The advertised maximum bonus still reads “as high as” 175,000 points, with no increase alongside the higher spend.
  • Amex kept the six-month earning window, a longer runway than most issuers that typically use a three-month period.
  • Coverage notes it is unusual to raise the minimum spend without lifting the bonus, a change that could dampen applicant interest.
  • On a time-adjusted basis the move aligns with Chase and Citi at $6,000 in three months, while Capital One’s Venture X remains far lower at $4,000 in three months.