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American Express Adds $300 ChatGPT Business Credit to Business Platinum and Business Gold Cards

The perk links card value to a widely used AI tool among small businesses.

Overview

  • American Express is offering up to $300 in statement credits each year for ChatGPT Business purchases on the Business Platinum and Business Gold cards.
  • Enrollment is required, the credit applies to U.S. purchases billed by OpenAI, and subscriptions auto-renew unless canceled.
  • ChatGPT Business costs $25 per seat monthly or $20 with annual billing with a two-seat minimum, so the credit can cover roughly six months for two users on monthly billing.
  • The credit can nearly offset the Business Gold’s $375 annual fee and reduce the net cost of the Business Platinum’s $895 fee, and it is not split into monthly chunks.
  • The offer is limited to these two business cards and excludes personal Amex cards, signaling card perks that track the rise of AI in everyday business work.