Overview
- Banks in many major cities, which close Tuesday for Ambedkar Jayanti and overlapping regional new year festivals, include Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad and Lucknow under the RBI schedule.
- Branches operate normally in locations not observing the holiday, including New Delhi, Bhopal, Aizawl, Kohima, Raipur, Shillong, Shimla and Itanagar.
- Digital options such as ATMs, UPI, and online and mobile banking continue to work throughout the holiday.
- Cheque clearing and other counter services wait until the next working day because staff-run processing pauses with branch closures.
- Several states also observe bank holidays on Wednesday and in Assam on Thursday, extending closures in cities like Kolkata, Kochi, Guwahati, Itanagar, Shimla and Thiruvananthapuram.